Calculate your LIC Housing loan against property EMI instantly. Current rate starts from 10.00 - 12.50% p.a. with tenure up to 15 years.
| Year | Principal | Interest | Balance |
|---|
LIC Housing Finance offers loan against property starting from 10.00 - 12.50% per annum with a maximum tenure of 15 years. The processing fee is 0.50% of loan amount + GST. Prepayment policy: 2% for fixed, nil for floating.
Tenure: 10 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹10 Lakh | ₹13,215 | ₹5,85,800 | ₹15,85,800 |
| ₹20 Lakh | ₹26,430 | ₹11,71,600 | ₹31,71,600 |
| ₹30 Lakh | ₹39,645 | ₹17,57,400 | ₹47,57,400 |
| ₹50 Lakh | ₹66,075 | ₹29,29,000 | ₹79,29,000 |
| ₹75 Lakh | ₹99,113 | ₹43,93,560 | ₹1,18,93,560 |
| ₹1 Crore | ₹1,32,151 | ₹58,58,120 | ₹1,58,58,120 |
| ₹1.5 Crore | ₹1,98,226 | ₹87,87,120 | ₹2,37,87,120 |
| ₹2 Crore | ₹2,64,301 | ₹1,17,16,120 | ₹3,17,16,120 |
LIC Housing offers Loan Against Property at interest rates starting from 10.00 - 12.50% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹75 Lakh Loan Against Property from LIC Housing at 10% for 10 years is approximately ₹99,113 per month. Use the calculator above to check EMI for different amounts.
LIC Housing offers Loan Against Property up to ₹5 Crore with a maximum tenure of 15 years, subject to eligibility criteria and income assessment.
The processing fee for LIC Housing Loan Against Property is 0.50% of loan amount + GST. Prepayment charges: 2% for fixed, nil for floating.
You can apply for LIC Housing Loan Against Property online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.