Calculate your PNB bike loan EMI instantly. Current rate starts from 12.00 - 14.65% p.a. with tenure up to 5 years.
| Year | Principal | Interest | Balance |
|---|
Punjab National Bank offers bike loan starting from 12.00 - 14.65% per annum with a maximum tenure of 5 years. The processing fee is 0.75% + GST. Prepayment policy: Nil after 6 months.
Tenure: 3 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹50K | ₹1,661 | ₹9,796 | ₹59,796 |
| ₹75K | ₹2,491 | ₹14,676 | ₹89,676 |
| ₹1 Lakh | ₹3,321 | ₹19,556 | ₹1,19,556 |
| ₹1.5 Lakh | ₹4,982 | ₹29,352 | ₹1,79,352 |
| ₹2 Lakh | ₹6,643 | ₹39,148 | ₹2,39,148 |
| ₹2.5 Lakh | ₹8,304 | ₹48,944 | ₹2,98,944 |
| ₹3 Lakh | ₹9,964 | ₹58,704 | ₹3,58,704 |
PNB offers Bike Loan at interest rates starting from 12.00 - 14.65% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹1.5 Lakh Bike Loan from PNB at 12% for 3 years is approximately ₹4,982 per month. Use the calculator above to check EMI for different amounts.
PNB offers Bike Loan up to ₹3 Lakh with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.
The processing fee for PNB Bike Loan is 0.75% + GST. Prepayment charges: Nil after 6 months.
You can apply for PNB Bike Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.