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PNB Home Loan EMI for ₹45 Lakh

Monthly EMI: ₹38,910 at 8.45% for 20 years. Total interest: ₹48,38,400.

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PNB Home Loan for ₹45 Lakh — Key Details

Interest Rate
8.45 - 10.25% p.a.
Max Tenure
30 Years
Processing Fee
0.35% of loan amount + GST (max ₹15,000)
Prepayment Charges
Nil for floating rate

With a ₹45 Lakh home loan from PNB at 8.45% for 20 years, you will pay a monthly EMI of ₹38,910. The total amount payable is ₹93,38,400, of which ₹48,38,400 is interest.

Frequently Asked Questions

What is PNB Home Loan EMI for ₹45 Lakh?

At 8.45% interest rate for 20 years, the EMI for ₹45 Lakh Home Loan from PNB is ₹38,910 per month. Total interest payable: ₹48,38,400.

What is PNB Home Loan interest rate for ₹45 Lakh?

PNB offers Home Loan at 8.45 - 10.25% p.a. The actual rate may vary based on your credit score, income, and the loan amount.

How much total interest on ₹45 Lakh Home Loan from PNB?

For ₹45 Lakh at 8.45% for 20 years, you would pay approximately ₹48,38,400 as total interest, making the total repayment ₹93,38,400.

Can I prepay my PNB Home Loan of ₹45 Lakh?

PNB's prepayment policy for Home Loan: Nil for floating rate. Making prepayments can significantly reduce your total interest outgo.

Is ₹45 Lakh Home Loan from PNB a good option?

PNB offers competitive rates starting from 8.45 - 10.25% with tenure up to 30 years. Compare with other banks on this page to find the best option for your ₹45 Lakh home loan.