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Bajaj Finserv Gold Loan EMI Calculator 2026

Calculate your Bajaj Finserv gold loan EMI instantly. Current rate starts from 9.50 - 14.00% p.a. with tenure up to 2 years.

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Bajaj Finserv Gold Loan Details 2026

Interest Rate
9.50 - 14.00% p.a.
Max Tenure
2 Years
Processing Fee
1% + GST
Prepayment Charges
Nil

Bajaj Finserv offers gold loan starting from 9.50 - 14.00% per annum with a maximum tenure of 2 years. The processing fee is 1% + GST. Prepayment policy: Nil.

EMI for Different Loan Amounts at 9.5% p.a.

Tenure: 1 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹1 Lakh₹8,768₹5,216₹1,05,216
₹2 Lakh₹17,537₹10,444₹2,10,444
₹3 Lakh₹26,305₹15,660₹3,15,660
₹5 Lakh₹43,842₹26,104₹5,26,104
₹7 Lakh₹61,378₹36,536₹7,36,536
₹10 Lakh₹87,684₹52,208₹10,52,208

Frequently Asked Questions

What is the Bajaj Finserv Gold Loan interest rate in 2026?

Bajaj Finserv offers Gold Loan at interest rates starting from 9.50 - 14.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹5 Lakh Gold Loan from Bajaj Finserv?

The EMI for a ₹5 Lakh Gold Loan from Bajaj Finserv at 9.5% for 1 years is approximately ₹43,842 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Gold Loan amount offered by Bajaj Finserv?

Bajaj Finserv offers Gold Loan up to ₹50 Lakh with a maximum tenure of 2 years, subject to eligibility criteria and income assessment.

What are Bajaj Finserv Gold Loan processing fees?

The processing fee for Bajaj Finserv Gold Loan is 1% + GST. Prepayment charges: Nil.

How to apply for Bajaj Finserv Gold Loan?

You can apply for Bajaj Finserv Gold Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.