Calculate EMI for all Bajaj Finserv loans. Compare rates for Home Loan, Car Loan, Personal Loan, Business Loan, Gold Loan, Bike Loan, Loan Against Property.
| Year | Principal | Interest | Balance |
|---|
Here are all the loan products offered by Bajaj Finserv with their current interest rates and key details.
| Loan Type | Interest Rate | Max Tenure | Processing Fee |
|---|---|---|---|
| Home Loan | 8.50 - 14.00% | 30 years | Up to 1.50% of loan amount + GST |
| Car Loan | 9.00 - 13.00% | 7 years | Up to 2% of loan amount |
| Personal Loan | 11.00 - 30.00% | 5 years | Up to 3.50% |
| Business Loan | 14.00 - 26.00% | 5 years | Up to 3.50% |
| Gold Loan | 9.50 - 14.00% | 2 years | 1% + GST |
| Bike Loan | 14.00 - 22.00% | 5 years | Up to 3% |
| Loan Against Property | 9.00 - 16.00% | 18 years | Up to 3.50% of loan amount |
Bajaj Finserv offers Home Loan, Car Loan, Personal Loan, Business Loan, Gold Loan, Bike Loan, Loan Against Property. Each loan type has different interest rates, tenures, and eligibility criteria.
Use the EMI calculator on this page to calculate your Bajaj Finserv loan EMI. Enter the loan amount, select the interest rate offered by Bajaj Finserv, and choose your preferred tenure to get instant results.
Bajaj Finserv generally requires a credit score of 700+ for most loans. A score of 750+ may help you get better interest rates. Exact requirements vary by loan type and amount.
Bajaj Finserv typically does not charge prepayment penalty on floating rate loans. Fixed rate loans may have prepayment charges of 2-4% of the outstanding amount. Specific charges vary by loan type.
You can apply for Bajaj Finserv loans online through their official website or mobile banking app, or visit the nearest Bajaj Finserv branch. Keep your KYC documents, income proof, and bank statements ready.