Calculate your Bank of Baroda education loan EMI instantly. Current rate starts from 7.95 - 10.45% p.a. with tenure up to 15 years.
| Year | Principal | Interest | Balance |
|---|
Bank of Baroda offers education loan starting from 7.95 - 10.45% per annum with a maximum tenure of 15 years. The processing fee is Nil. Prepayment policy: Nil.
Tenure: 7 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹5 Lakh | ₹7,781 | ₹1,53,604 | ₹6,53,604 |
| ₹7 Lakh | ₹10,893 | ₹2,15,012 | ₹9,15,012 |
| ₹10 Lakh | ₹15,561 | ₹3,07,124 | ₹13,07,124 |
| ₹15 Lakh | ₹23,342 | ₹4,60,728 | ₹19,60,728 |
| ₹20 Lakh | ₹31,123 | ₹6,14,332 | ₹26,14,332 |
| ₹25 Lakh | ₹38,903 | ₹7,67,852 | ₹32,67,852 |
| ₹30 Lakh | ₹46,684 | ₹9,21,456 | ₹39,21,456 |
| ₹40 Lakh | ₹62,245 | ₹12,28,580 | ₹52,28,580 |
| ₹50 Lakh | ₹77,807 | ₹15,35,788 | ₹65,35,788 |
Bank of Baroda offers Education Loan at interest rates starting from 7.95 - 10.45% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹20 Lakh Education Loan from Bank of Baroda at 7.95% for 7 years is approximately ₹31,123 per month. Use the calculator above to check EMI for different amounts.
Bank of Baroda offers Education Loan up to ₹1.5 Crore with a maximum tenure of 15 years, subject to eligibility criteria and income assessment.
The processing fee for Bank of Baroda Education Loan is Nil. Prepayment charges: Nil.
You can apply for Bank of Baroda Education Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.