Calculate your HDFC Bank education loan EMI instantly. Current rate starts from 9.00 - 13.68% p.a. with tenure up to 15 years.
| Year | Principal | Interest | Balance |
|---|
HDFC Bank offers education loan starting from 9.00 - 13.68% per annum with a maximum tenure of 15 years. The processing fee is Up to 1.50% + GST. Prepayment policy: Nil for education loans.
Tenure: 7 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹5 Lakh | ₹8,045 | ₹1,75,780 | ₹6,75,780 |
| ₹7 Lakh | ₹11,262 | ₹2,46,008 | ₹9,46,008 |
| ₹10 Lakh | ₹16,089 | ₹3,51,476 | ₹13,51,476 |
| ₹15 Lakh | ₹24,134 | ₹5,27,256 | ₹20,27,256 |
| ₹20 Lakh | ₹32,178 | ₹7,02,952 | ₹27,02,952 |
| ₹25 Lakh | ₹40,223 | ₹8,78,732 | ₹33,78,732 |
| ₹30 Lakh | ₹48,267 | ₹10,54,428 | ₹40,54,428 |
| ₹40 Lakh | ₹64,356 | ₹14,05,904 | ₹54,05,904 |
| ₹50 Lakh | ₹80,445 | ₹17,57,380 | ₹67,57,380 |
HDFC Bank offers Education Loan at interest rates starting from 9.00 - 13.68% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹20 Lakh Education Loan from HDFC Bank at 9% for 7 years is approximately ₹32,178 per month. Use the calculator above to check EMI for different amounts.
HDFC Bank offers Education Loan up to ₹1 Crore with a maximum tenure of 15 years, subject to eligibility criteria and income assessment.
The processing fee for HDFC Bank Education Loan is Up to 1.50% + GST. Prepayment charges: Nil for education loans.
You can apply for HDFC Bank Education Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.