Calculate EMI for all HDFC Bank loans. Compare rates for Home Loan, Car Loan, Personal Loan, Education Loan, Business Loan, Gold Loan, Bike Loan, Loan Against Property.
| Year | Principal | Interest | Balance |
|---|
Here are all the loan products offered by HDFC Bank with their current interest rates and key details.
| Loan Type | Interest Rate | Max Tenure | Processing Fee |
|---|---|---|---|
| Home Loan | 8.75 - 9.95% | 30 years | 0.50% of loan amount (max ₹10,000) |
| Car Loan | 8.75 - 9.50% | 7 years | 0.50% of loan amount |
| Personal Loan | 10.50 - 21.00% | 5 years | Up to 2.50% of loan amount |
| Education Loan | 9.00 - 13.68% | 15 years | Up to 1.50% + GST |
| Business Loan | 11.50 - 18.00% | 5 years | Up to 2% of loan amount |
| Gold Loan | 8.50 - 16.50% | 2 years | 1% + GST |
| Bike Loan | 13.00 - 17.50% | 5 years | 2.50% of loan amount |
| Loan Against Property | 9.00 - 11.50% | 15 years | 1% of loan amount |
HDFC Bank offers Home Loan, Car Loan, Personal Loan, Education Loan, Business Loan, Gold Loan, Bike Loan, Loan Against Property. Each loan type has different interest rates, tenures, and eligibility criteria.
Use the EMI calculator on this page to calculate your HDFC Bank loan EMI. Enter the loan amount, select the interest rate offered by HDFC Bank, and choose your preferred tenure to get instant results.
HDFC Bank generally requires a credit score of 700+ for most loans. A score of 750+ may help you get better interest rates. Exact requirements vary by loan type and amount.
HDFC Bank typically does not charge prepayment penalty on floating rate loans. Fixed rate loans may have prepayment charges of 2-4% of the outstanding amount. Specific charges vary by loan type.
You can apply for HDFC Bank loans online through their official website or mobile banking app, or visit the nearest HDFC Bank branch. Keep your KYC documents, income proof, and bank statements ready.