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HDFC Bank Home Loan EMI for ₹1 Crore

Monthly EMI: ₹88,371 at 8.75% for 20 years. Total interest: ₹1,12,09,040.

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HDFC Bank Home Loan for ₹1 Crore — Key Details

Interest Rate
8.75 - 9.95% p.a.
Max Tenure
30 Years
Processing Fee
0.50% of loan amount (max ₹10,000)
Prepayment Charges
Nil for floating rate loans

With a ₹1 Crore home loan from HDFC Bank at 8.75% for 20 years, you will pay a monthly EMI of ₹88,371. The total amount payable is ₹2,12,09,040, of which ₹1,12,09,040 is interest.

Frequently Asked Questions

What is HDFC Bank Home Loan EMI for ₹1 Crore?

At 8.75% interest rate for 20 years, the EMI for ₹1 Crore Home Loan from HDFC Bank is ₹88,371 per month. Total interest payable: ₹1,12,09,040.

What is HDFC Bank Home Loan interest rate for ₹1 Crore?

HDFC Bank offers Home Loan at 8.75 - 9.95% p.a. The actual rate may vary based on your credit score, income, and the loan amount.

How much total interest on ₹1 Crore Home Loan from HDFC Bank?

For ₹1 Crore at 8.75% for 20 years, you would pay approximately ₹1,12,09,040 as total interest, making the total repayment ₹2,12,09,040.

Can I prepay my HDFC Bank Home Loan of ₹1 Crore?

HDFC Bank's prepayment policy for Home Loan: Nil for floating rate loans. Making prepayments can significantly reduce your total interest outgo.

Is ₹1 Crore Home Loan from HDFC Bank a good option?

HDFC Bank offers competitive rates starting from 8.75 - 9.95% with tenure up to 30 years. Compare with other banks on this page to find the best option for your ₹1 Crore home loan.