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PNB Home Loan EMI for ₹1 Crore

Monthly EMI: ₹86,466 at 8.45% for 20 years. Total interest: ₹1,07,51,840.

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PNB Home Loan for ₹1 Crore — Key Details

Interest Rate
8.45 - 10.25% p.a.
Max Tenure
30 Years
Processing Fee
0.35% of loan amount + GST (max ₹15,000)
Prepayment Charges
Nil for floating rate

With a ₹1 Crore home loan from PNB at 8.45% for 20 years, you will pay a monthly EMI of ₹86,466. The total amount payable is ₹2,07,51,840, of which ₹1,07,51,840 is interest.

Frequently Asked Questions

What is PNB Home Loan EMI for ₹1 Crore?

At 8.45% interest rate for 20 years, the EMI for ₹1 Crore Home Loan from PNB is ₹86,466 per month. Total interest payable: ₹1,07,51,840.

What is PNB Home Loan interest rate for ₹1 Crore?

PNB offers Home Loan at 8.45 - 10.25% p.a. The actual rate may vary based on your credit score, income, and the loan amount.

How much total interest on ₹1 Crore Home Loan from PNB?

For ₹1 Crore at 8.45% for 20 years, you would pay approximately ₹1,07,51,840 as total interest, making the total repayment ₹2,07,51,840.

Can I prepay my PNB Home Loan of ₹1 Crore?

PNB's prepayment policy for Home Loan: Nil for floating rate. Making prepayments can significantly reduce your total interest outgo.

Is ₹1 Crore Home Loan from PNB a good option?

PNB offers competitive rates starting from 8.45 - 10.25% with tenure up to 30 years. Compare with other banks on this page to find the best option for your ₹1 Crore home loan.