Calculate your Tata Capital home loan EMI instantly. Current rate starts from 8.75 - 12.50% p.a. with tenure up to 25 years.
| Year | Principal | Interest | Balance |
|---|
Tata Capital offers home loan starting from 8.75 - 12.50% per annum with a maximum tenure of 25 years. The processing fee is Up to 0.50% of loan amount + GST. Prepayment policy: Nil for floating rate loans.
Tenure: 20 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹10 Lakh | ₹8,837 | ₹11,20,880 | ₹21,20,880 |
| ₹15 Lakh | ₹13,256 | ₹16,81,440 | ₹31,81,440 |
| ₹20 Lakh | ₹17,674 | ₹22,41,760 | ₹42,41,760 |
| ₹25 Lakh | ₹22,093 | ₹28,02,320 | ₹53,02,320 |
| ₹30 Lakh | ₹26,511 | ₹33,62,640 | ₹63,62,640 |
| ₹35 Lakh | ₹30,930 | ₹39,23,200 | ₹74,23,200 |
| ₹40 Lakh | ₹35,348 | ₹44,83,520 | ₹84,83,520 |
| ₹45 Lakh | ₹39,767 | ₹50,44,080 | ₹95,44,080 |
| ₹50 Lakh | ₹44,186 | ₹56,04,640 | ₹1,06,04,640 |
| ₹60 Lakh | ₹53,023 | ₹67,25,520 | ₹1,27,25,520 |
| ₹70 Lakh | ₹61,860 | ₹78,46,400 | ₹1,48,46,400 |
| ₹75 Lakh | ₹66,278 | ₹84,06,720 | ₹1,59,06,720 |
| ₹80 Lakh | ₹70,697 | ₹89,67,280 | ₹1,69,67,280 |
| ₹90 Lakh | ₹79,534 | ₹1,00,88,160 | ₹1,90,88,160 |
| ₹1 Crore | ₹88,371 | ₹1,12,09,040 | ₹2,12,09,040 |
| ₹1.5 Crore | ₹1,32,557 | ₹1,68,13,680 | ₹3,18,13,680 |
| ₹2 Crore | ₹1,76,742 | ₹2,24,18,080 | ₹4,24,18,080 |
Tata Capital offers Home Loan at interest rates starting from 8.75 - 12.50% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹50 Lakh Home Loan from Tata Capital at 8.75% for 20 years is approximately ₹44,186 per month. Use the calculator above to check EMI for different amounts.
Tata Capital offers Home Loan up to ₹5 Crore with a maximum tenure of 25 years, subject to eligibility criteria and income assessment.
The processing fee for Tata Capital Home Loan is Up to 0.50% of loan amount + GST. Prepayment charges: Nil for floating rate loans.
You can apply for Tata Capital Home Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.