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Tata Capital Personal Loan EMI Calculator 2026

Calculate your Tata Capital personal loan EMI instantly. Current rate starts from 10.99 - 24.00% p.a. with tenure up to 6 years.

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Tata Capital Personal Loan Details 2026

Interest Rate
10.99 - 24.00% p.a.
Max Tenure
6 Years
Processing Fee
Up to 3%
Prepayment Charges
Part prepayment charges apply

Tata Capital offers personal loan starting from 10.99 - 24.00% per annum with a maximum tenure of 6 years. The processing fee is Up to 3%. Prepayment policy: Part prepayment charges apply.

EMI for Different Loan Amounts at 10.99% p.a.

Tenure: 3 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹1 Lakh₹3,273₹17,828₹1,17,828
₹2 Lakh₹6,547₹35,692₹2,35,692
₹3 Lakh₹9,820₹53,520₹3,53,520
₹4 Lakh₹13,094₹71,384₹4,71,384
₹5 Lakh₹16,367₹89,212₹5,89,212
₹7 Lakh₹22,914₹1,24,904₹8,24,904
₹10 Lakh₹32,734₹1,78,424₹11,78,424
₹15 Lakh₹49,101₹2,67,636₹17,67,636
₹20 Lakh₹65,468₹3,56,848₹23,56,848
₹25 Lakh₹81,835₹4,46,060₹29,46,060

Frequently Asked Questions

What is the Tata Capital Personal Loan interest rate in 2026?

Tata Capital offers Personal Loan at interest rates starting from 10.99 - 24.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹7 Lakh Personal Loan from Tata Capital?

The EMI for a ₹7 Lakh Personal Loan from Tata Capital at 10.99% for 3 years is approximately ₹22,914 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Personal Loan amount offered by Tata Capital?

Tata Capital offers Personal Loan up to ₹35 Lakh with a maximum tenure of 6 years, subject to eligibility criteria and income assessment.

What are Tata Capital Personal Loan processing fees?

The processing fee for Tata Capital Personal Loan is Up to 3%. Prepayment charges: Part prepayment charges apply.

How to apply for Tata Capital Personal Loan?

You can apply for Tata Capital Personal Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.