Calculate your L&T Finance home loan EMI instantly. Current rate starts from 8.65 - 14.00% p.a. with tenure up to 25 years.
| Year | Principal | Interest | Balance |
|---|
L&T Finance Limited offers home loan starting from 8.65 - 14.00% per annum with a maximum tenure of 25 years. The processing fee is Up to 2% of loan amount + GST. Prepayment policy: 4% for fixed, nil for floating.
Tenure: 20 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹10 Lakh | ₹8,773 | ₹11,05,520 | ₹21,05,520 |
| ₹15 Lakh | ₹13,160 | ₹16,58,400 | ₹31,58,400 |
| ₹20 Lakh | ₹17,547 | ₹22,11,280 | ₹42,11,280 |
| ₹25 Lakh | ₹21,934 | ₹27,64,160 | ₹52,64,160 |
| ₹30 Lakh | ₹26,320 | ₹33,16,800 | ₹63,16,800 |
| ₹35 Lakh | ₹30,707 | ₹38,69,680 | ₹73,69,680 |
| ₹40 Lakh | ₹35,094 | ₹44,22,560 | ₹84,22,560 |
| ₹45 Lakh | ₹39,480 | ₹49,75,200 | ₹94,75,200 |
| ₹50 Lakh | ₹43,867 | ₹55,28,080 | ₹1,05,28,080 |
| ₹60 Lakh | ₹52,640 | ₹66,33,600 | ₹1,26,33,600 |
| ₹70 Lakh | ₹61,414 | ₹77,39,360 | ₹1,47,39,360 |
| ₹75 Lakh | ₹65,801 | ₹82,92,240 | ₹1,57,92,240 |
| ₹80 Lakh | ₹70,187 | ₹88,44,880 | ₹1,68,44,880 |
| ₹90 Lakh | ₹78,961 | ₹99,50,640 | ₹1,89,50,640 |
| ₹1 Crore | ₹87,734 | ₹1,10,56,160 | ₹2,10,56,160 |
| ₹1.5 Crore | ₹1,31,601 | ₹1,65,84,240 | ₹3,15,84,240 |
| ₹2 Crore | ₹1,75,468 | ₹2,21,12,320 | ₹4,21,12,320 |
L&T Finance offers Home Loan at interest rates starting from 8.65 - 14.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹50 Lakh Home Loan from L&T Finance at 8.65% for 20 years is approximately ₹43,867 per month. Use the calculator above to check EMI for different amounts.
L&T Finance offers Home Loan up to ₹5 Crore with a maximum tenure of 25 years, subject to eligibility criteria and income assessment.
The processing fee for L&T Finance Home Loan is Up to 2% of loan amount + GST. Prepayment charges: 4% for fixed, nil for floating.
You can apply for L&T Finance Home Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.