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L&T Finance Bike Loan EMI Calculator 2026

Calculate your L&T Finance bike loan EMI instantly. Current rate starts from 12.00 - 18.00% p.a. with tenure up to 5 years.

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L&T Finance Bike Loan Details 2026

Interest Rate
12.00 - 18.00% p.a.
Max Tenure
5 Years
Processing Fee
2% of loan amount
Prepayment Charges
Part prepayment charges apply

L&T Finance Limited offers bike loan starting from 12.00 - 18.00% per annum with a maximum tenure of 5 years. The processing fee is 2% of loan amount. Prepayment policy: Part prepayment charges apply.

EMI for Different Loan Amounts at 12% p.a.

Tenure: 3 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹50K₹1,661₹9,796₹59,796
₹75K₹2,491₹14,676₹89,676
₹1 Lakh₹3,321₹19,556₹1,19,556
₹1.5 Lakh₹4,982₹29,352₹1,79,352
₹2 Lakh₹6,643₹39,148₹2,39,148
₹2.5 Lakh₹8,304₹48,944₹2,98,944
₹3 Lakh₹9,964₹58,704₹3,58,704

Frequently Asked Questions

What is the L&T Finance Bike Loan interest rate in 2026?

L&T Finance offers Bike Loan at interest rates starting from 12.00 - 18.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹1.5 Lakh Bike Loan from L&T Finance?

The EMI for a ₹1.5 Lakh Bike Loan from L&T Finance at 12% for 3 years is approximately ₹4,982 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Bike Loan amount offered by L&T Finance?

L&T Finance offers Bike Loan up to ₹4 Lakh with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.

What are L&T Finance Bike Loan processing fees?

The processing fee for L&T Finance Bike Loan is 2% of loan amount. Prepayment charges: Part prepayment charges apply.

How to apply for L&T Finance Bike Loan?

You can apply for L&T Finance Bike Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.