Calculate your L&T Finance personal loan EMI instantly. Current rate starts from 12.00 - 28.00% p.a. with tenure up to 5 years.
| Year | Principal | Interest | Balance |
|---|
L&T Finance Limited offers personal loan starting from 12.00 - 28.00% per annum with a maximum tenure of 5 years. The processing fee is Up to 4%. Prepayment policy: 5% of outstanding.
Tenure: 3 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹1 Lakh | ₹3,321 | ₹19,556 | ₹1,19,556 |
| ₹2 Lakh | ₹6,643 | ₹39,148 | ₹2,39,148 |
| ₹3 Lakh | ₹9,964 | ₹58,704 | ₹3,58,704 |
| ₹4 Lakh | ₹13,286 | ₹78,296 | ₹4,78,296 |
| ₹5 Lakh | ₹16,607 | ₹97,852 | ₹5,97,852 |
| ₹7 Lakh | ₹23,250 | ₹1,37,000 | ₹8,37,000 |
| ₹10 Lakh | ₹33,214 | ₹1,95,704 | ₹11,95,704 |
| ₹15 Lakh | ₹49,821 | ₹2,93,556 | ₹17,93,556 |
| ₹20 Lakh | ₹66,429 | ₹3,91,444 | ₹23,91,444 |
| ₹25 Lakh | ₹83,036 | ₹4,89,296 | ₹29,89,296 |
L&T Finance offers Personal Loan at interest rates starting from 12.00 - 28.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹7 Lakh Personal Loan from L&T Finance at 12% for 3 years is approximately ₹23,250 per month. Use the calculator above to check EMI for different amounts.
L&T Finance offers Personal Loan up to ₹25 Lakh with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.
The processing fee for L&T Finance Personal Loan is Up to 4%. Prepayment charges: 5% of outstanding.
You can apply for L&T Finance Personal Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.