Calculate your Muthoot Finance gold loan EMI instantly. Current rate starts from 12.00 - 26.00% p.a. with tenure up to 2 years.
| Year | Principal | Interest | Balance |
|---|
Muthoot Finance Limited offers gold loan starting from 12.00 - 26.00% per annum with a maximum tenure of 2 years. The processing fee is 1% + GST. Prepayment policy: Nil.
Tenure: 1 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹1 Lakh | ₹8,885 | ₹6,620 | ₹1,06,620 |
| ₹2 Lakh | ₹17,770 | ₹13,240 | ₹2,13,240 |
| ₹3 Lakh | ₹26,655 | ₹19,860 | ₹3,19,860 |
| ₹5 Lakh | ₹44,424 | ₹33,088 | ₹5,33,088 |
| ₹7 Lakh | ₹62,194 | ₹46,328 | ₹7,46,328 |
| ₹10 Lakh | ₹88,849 | ₹66,188 | ₹10,66,188 |
Muthoot Finance offers Gold Loan at interest rates starting from 12.00 - 26.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹5 Lakh Gold Loan from Muthoot Finance at 12% for 1 years is approximately ₹44,424 per month. Use the calculator above to check EMI for different amounts.
Muthoot Finance offers Gold Loan up to ₹50 Lakh with a maximum tenure of 2 years, subject to eligibility criteria and income assessment.
The processing fee for Muthoot Finance Gold Loan is 1% + GST. Prepayment charges: Nil.
You can apply for Muthoot Finance Gold Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.