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Muthoot Finance Business Loan EMI Calculator 2026

Calculate your Muthoot Finance business loan EMI instantly. Current rate starts from 15.00 - 24.00% p.a. with tenure up to 3 years.

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Muthoot Finance Business Loan Details 2026

Interest Rate
15.00 - 24.00% p.a.
Max Tenure
3 Years
Processing Fee
2% + GST
Prepayment Charges
4% of outstanding

Muthoot Finance Limited offers business loan starting from 15.00 - 24.00% per annum with a maximum tenure of 3 years. The processing fee is 2% + GST. Prepayment policy: 4% of outstanding.

EMI for Different Loan Amounts at 15% p.a.

Tenure: 5 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹5 Lakh₹11,895₹2,13,700₹7,13,700
₹10 Lakh₹23,790₹4,27,400₹14,27,400
₹15 Lakh₹35,685₹6,41,100₹21,41,100
₹20 Lakh₹47,580₹8,54,800₹28,54,800
₹25 Lakh₹59,475₹10,68,500₹35,68,500
₹30 Lakh₹71,370₹12,82,200₹42,82,200
₹50 Lakh₹1,18,950₹21,37,000₹71,37,000
₹1 Crore₹2,37,899₹42,73,940₹1,42,73,940

Frequently Asked Questions

What is the Muthoot Finance Business Loan interest rate in 2026?

Muthoot Finance offers Business Loan at interest rates starting from 15.00 - 24.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹25 Lakh Business Loan from Muthoot Finance?

The EMI for a ₹25 Lakh Business Loan from Muthoot Finance at 15% for 5 years is approximately ₹59,475 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Business Loan amount offered by Muthoot Finance?

Muthoot Finance offers Business Loan up to ₹50 Lakh with a maximum tenure of 3 years, subject to eligibility criteria and income assessment.

What are Muthoot Finance Business Loan processing fees?

The processing fee for Muthoot Finance Business Loan is 2% + GST. Prepayment charges: 4% of outstanding.

How to apply for Muthoot Finance Business Loan?

You can apply for Muthoot Finance Business Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.