Calculate EMI for all Muthoot Finance Limited loans. Compare rates for Gold Loan, Personal Loan, Business Loan, Home Loan.
| Year | Principal | Interest | Balance |
|---|
Here are all the loan products offered by Muthoot Finance Limited with their current interest rates and key details.
| Loan Type | Interest Rate | Max Tenure | Processing Fee |
|---|---|---|---|
| Gold Loan | 12.00 - 26.00% | 2 years | 1% + GST |
| Personal Loan | 14.00 - 24.00% | 3 years | 2% + GST |
| Business Loan | 15.00 - 24.00% | 3 years | 2% + GST |
| Home Loan | 10.00 - 14.00% | 15 years | 1% + GST |
Muthoot Finance offers Gold Loan, Personal Loan, Business Loan, Home Loan. Each loan type has different interest rates, tenures, and eligibility criteria.
Use the EMI calculator on this page to calculate your Muthoot Finance loan EMI. Enter the loan amount, select the interest rate offered by Muthoot Finance, and choose your preferred tenure to get instant results.
Muthoot Finance generally requires a credit score of 700+ for most loans. A score of 750+ may help you get better interest rates. Exact requirements vary by loan type and amount.
Muthoot Finance typically does not charge prepayment penalty on floating rate loans. Fixed rate loans may have prepayment charges of 2-4% of the outstanding amount. Specific charges vary by loan type.
You can apply for Muthoot Finance loans online through their official website or mobile banking app, or visit the nearest Muthoot Finance branch. Keep your KYC documents, income proof, and bank statements ready.