Calculate your Central Bank business loan EMI instantly. Current rate starts from 11.50 - 14.50% p.a. with tenure up to 5 years.
| Year | Principal | Interest | Balance |
|---|
Central Bank of India offers business loan starting from 11.50 - 14.50% per annum with a maximum tenure of 5 years. The processing fee is 1% + GST. Prepayment policy: 2% of outstanding.
Tenure: 5 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹5 Lakh | ₹10,996 | ₹1,59,760 | ₹6,59,760 |
| ₹10 Lakh | ₹21,993 | ₹3,19,580 | ₹13,19,580 |
| ₹15 Lakh | ₹32,989 | ₹4,79,340 | ₹19,79,340 |
| ₹20 Lakh | ₹43,985 | ₹6,39,100 | ₹26,39,100 |
| ₹25 Lakh | ₹54,982 | ₹7,98,920 | ₹32,98,920 |
| ₹30 Lakh | ₹65,978 | ₹9,58,680 | ₹39,58,680 |
| ₹50 Lakh | ₹1,09,963 | ₹15,97,780 | ₹65,97,780 |
| ₹1 Crore | ₹2,19,926 | ₹31,95,560 | ₹1,31,95,560 |
Central Bank offers Business Loan at interest rates starting from 11.50 - 14.50% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹25 Lakh Business Loan from Central Bank at 11.5% for 5 years is approximately ₹54,982 per month. Use the calculator above to check EMI for different amounts.
Central Bank offers Business Loan up to ₹1 Crore with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.
The processing fee for Central Bank Business Loan is 1% + GST. Prepayment charges: 2% of outstanding.
You can apply for Central Bank Business Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.