Calculate your SBI business loan EMI instantly. Current rate starts from 11.00 - 14.75% p.a. with tenure up to 5 years.
| Year | Principal | Interest | Balance |
|---|
State Bank of India offers business loan starting from 11.00 - 14.75% per annum with a maximum tenure of 5 years. The processing fee is 1% of loan amount + GST. Prepayment policy: 2% of outstanding.
Tenure: 5 years
| Loan Amount | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|
| ₹5 Lakh | ₹10,871 | ₹1,52,260 | ₹6,52,260 |
| ₹10 Lakh | ₹21,742 | ₹3,04,520 | ₹13,04,520 |
| ₹15 Lakh | ₹32,614 | ₹4,56,840 | ₹19,56,840 |
| ₹20 Lakh | ₹43,485 | ₹6,09,100 | ₹26,09,100 |
| ₹25 Lakh | ₹54,356 | ₹7,61,360 | ₹32,61,360 |
| ₹30 Lakh | ₹65,227 | ₹9,13,620 | ₹39,13,620 |
| ₹50 Lakh | ₹1,08,712 | ₹15,22,720 | ₹65,22,720 |
| ₹1 Crore | ₹2,17,424 | ₹30,45,440 | ₹1,30,45,440 |
SBI offers Business Loan at interest rates starting from 11.00 - 14.75% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.
The EMI for a ₹25 Lakh Business Loan from SBI at 11% for 5 years is approximately ₹54,356 per month. Use the calculator above to check EMI for different amounts.
SBI offers Business Loan up to ₹5 Crore with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.
The processing fee for SBI Business Loan is 1% of loan amount + GST. Prepayment charges: 2% of outstanding.
You can apply for SBI Business Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.