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Indian Bank Business Loan EMI Calculator 2026

Calculate your Indian Bank business loan EMI instantly. Current rate starts from 11.15 - 13.65% p.a. with tenure up to 5 years.

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Indian Bank Business Loan Details 2026

Interest Rate
11.15 - 13.65% p.a.
Max Tenure
5 Years
Processing Fee
1% + GST
Prepayment Charges
2% of outstanding

Indian Bank offers business loan starting from 11.15 - 13.65% per annum with a maximum tenure of 5 years. The processing fee is 1% + GST. Prepayment policy: 2% of outstanding.

EMI for Different Loan Amounts at 11.15% p.a.

Tenure: 5 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹5 Lakh₹10,909₹1,54,540₹6,54,540
₹10 Lakh₹21,817₹3,09,020₹13,09,020
₹15 Lakh₹32,726₹4,63,560₹19,63,560
₹20 Lakh₹43,635₹6,18,100₹26,18,100
₹25 Lakh₹54,543₹7,72,580₹32,72,580
₹30 Lakh₹65,452₹9,27,120₹39,27,120
₹50 Lakh₹1,09,087₹15,45,220₹65,45,220
₹1 Crore₹2,18,173₹30,90,380₹1,30,90,380

Frequently Asked Questions

What is the Indian Bank Business Loan interest rate in 2026?

Indian Bank offers Business Loan at interest rates starting from 11.15 - 13.65% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹25 Lakh Business Loan from Indian Bank?

The EMI for a ₹25 Lakh Business Loan from Indian Bank at 11.15% for 5 years is approximately ₹54,543 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Business Loan amount offered by Indian Bank?

Indian Bank offers Business Loan up to ₹2.5 Crore with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.

What are Indian Bank Business Loan processing fees?

The processing fee for Indian Bank Business Loan is 1% + GST. Prepayment charges: 2% of outstanding.

How to apply for Indian Bank Business Loan?

You can apply for Indian Bank Business Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.