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ICICI Bank Business Loan EMI Calculator 2026

Calculate your ICICI Bank business loan EMI instantly. Current rate starts from 13.50 - 19.00% p.a. with tenure up to 5 years.

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ICICI Bank Business Loan Details 2026

Interest Rate
13.50 - 19.00% p.a.
Max Tenure
5 Years
Processing Fee
Up to 2.50%
Prepayment Charges
4% of outstanding

ICICI Bank offers business loan starting from 13.50 - 19.00% per annum with a maximum tenure of 5 years. The processing fee is Up to 2.50%. Prepayment policy: 4% of outstanding.

EMI for Different Loan Amounts at 13.5% p.a.

Tenure: 5 years

Loan AmountMonthly EMITotal InterestTotal Payment
₹5 Lakh₹11,505₹1,90,300₹6,90,300
₹10 Lakh₹23,010₹3,80,600₹13,80,600
₹15 Lakh₹34,515₹5,70,900₹20,70,900
₹20 Lakh₹46,020₹7,61,200₹27,61,200
₹25 Lakh₹57,525₹9,51,500₹34,51,500
₹30 Lakh₹69,030₹11,41,800₹41,41,800
₹50 Lakh₹1,15,049₹19,02,940₹69,02,940
₹1 Crore₹2,30,098₹38,05,880₹1,38,05,880

Frequently Asked Questions

What is the ICICI Bank Business Loan interest rate in 2026?

ICICI Bank offers Business Loan at interest rates starting from 13.50 - 19.00% per annum in 2026. The actual rate depends on your credit score, income, loan amount, and relationship with the bank.

What is the EMI for ₹25 Lakh Business Loan from ICICI Bank?

The EMI for a ₹25 Lakh Business Loan from ICICI Bank at 13.5% for 5 years is approximately ₹57,525 per month. Use the calculator above to check EMI for different amounts.

What is the maximum Business Loan amount offered by ICICI Bank?

ICICI Bank offers Business Loan up to ₹4 Crore with a maximum tenure of 5 years, subject to eligibility criteria and income assessment.

What are ICICI Bank Business Loan processing fees?

The processing fee for ICICI Bank Business Loan is Up to 2.50%. Prepayment charges: 4% of outstanding.

How to apply for ICICI Bank Business Loan?

You can apply for ICICI Bank Business Loan online through their official website or by visiting the nearest branch. You will need documents such as identity proof, address proof, income proof, and bank statements. Use the EMI calculator above to plan your loan before applying.